Analyzing Job Offers

When completing school and moving from student to employee, there can be a great deal of confusion, especially if you are graduating with student loan debt.  It is important for students to consider various job offers.  Some employees offer loan forgiveness programs, other offer large salaries.  This section will help filter through some of the confusion.

Loan Forgiveness
Loan Forgiveness Programs could be of benefit to some students.  Some employers have their own program, but others rely on bar associations and the federal government.  In order to participate with the loan forgiveness program through the federal government, please visit http://www.ed.gov/directloan.

Education Benefits
Some employers offer education benefits for employees or for dependents.  Carefully consider these offers.  The salary may be lower than other offers, but education benefits utilized should be considered as salary.

Bonuses
Bonuses are just that:  bonuses.  These funds are not guaranteed.  Do not consider them to be part of the salary and begin to rely on bonuses or financial difficulties could arise.