CONSEQUENCES OF THE CONSUMER LENDING REVOLUTION
December 8 - 9, 2004
St. Louis, Missouri

Don't miss this important conference, designed especially for economists, consumer advocates, sociologists, lawyers, law school professors, social workers, government employees, educators and everyone interested in assessing and responding to the benefits and detriments of the Consumer Lending Revolution.

The conference will provide a unique opportunity for analysis and discussion among academics and activists regarding the sociological and economic impacts of the explosion of consumer debt, what consumer groups can do to mitigate damaging fallout and how the revolution affects bankruptcy policy.

Four substantive sessions and a Summary Session will analyze the economic and social impacts of the Lending Explosion, consider effective methods of consumer response and examine the effect on bankruptcy policy.

Keynote Speaker: Robert D. Manning
Banking Deregulation & the Global Expansion of the U.S. Consumer Credit System

Presenters will include:

Sociologists and Social Workers:

• Robert Manning, Author of Credit Card Nation
• Michael Sheradden, Developer of the Individual Development Account
• George Ritzer, Author of Expressing America and The McDonaldization of Society
• Teresa Sullivan, Author of The Fragile Middle Class

Economists:

• Richard Brown, Chief Economist at the FDIC
• Kathleen E. Keest, Senior Policy Counsel, Center for Responsible Lending
• William Emmons, Economist at the Federal Reserve Bank of St. Louis

Law Professors:

• Karen Gross, Author of Failure and Forgiveness
• Peter Alexander, Dean, Southern Illinois University School of Law
• Christopher Peterson, Assistant Professor of Law, University of Florida, Levin College of Law
• Elizabeth Schiltz, Associate Professor of Law, St. Thomas Law School

Consumer Advocates:

• Sarah Ludwig, Neighborhood Economic Development Advocacy Project (NEDAP)
• Diane Thompson, Land of Lincoln Legal Assistance Foundation
• Valerie McWilliams, Land of Lincoln Legal Assistance Foundation
• Deanne Loonin, Representative of the National Consumer Law Center
• George Gaberlavage, Associate Director, AARP Public Policy Institute, Consumer Team

SAVE THE DATES!
WEDNESDAY, DECEMBER 8 AND THURSDAY, DECEMBER 9, 2004

Contact: dlander@thompsoncoburn.com for more information

The Conference is sponsored by Saint Louis University School of Law,
The Center for Social Development at George Warren Brown School of Social Work at Washington University,
the Consumer Federation of America, and the National Consumer Law Center.

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